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Keith pattinson
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Government need to stop interfering,support landlords,and be mindful that there are many more rogue tenants that trash valuable property and do not pay rent,yet Government making it harder to get possession. Dampness is caused by ignorance of owner occupiers and tenants using washing machines and driers in unvented space,having showers and baths,leaving door shut when finished,and not opening windows briefly. People breathe out liters of water,which condenses on widows and in corners without circulation,even mattresses absorb body moisture,so air your beds,leave doors open in daytime,whether owners or tenants.,
From:
Keith pattinson
20 October 2016 10:01 AM
Ban bunk beds? Many families live in houses where third bedroom smaller than 6.5metres. Next will be ban double beds. In 1970's there were houses without inside toilets and even bathrooms,the Government was pro-active and gave 50% grants to owners whether occupiers or landlords to bring up to standard and save demolition,saving landfill,whereas now we have demolitioon of 1950'/60's council estates,where some privately owned under Pathfinder Schemes,where figures count new hoousing but not demolished houses and flats.Regulated rents meant properties were sold when became vacant.Assured Shorthold replaced rent controlleed and regulated,so new and existing landlords encouraged with buy to let.
From:
Keith pattinson
20 October 2016 09:51 AM
Existing landlords will not want to sell,while people who see no income on money in bank,through low interest will continue to want to buy,making house prices rise.Interference with demand like Help to Buy,pushes up prices too.
From:
Keith pattinson
12 April 2016 09:09 AM
I think should go further. Really all properties should have CP12's,and smoke detectors,why should it be legal to gas your family,but not your tenants. What is more important,a EPC,which does not save lives,or making homes safe,like cars. It is like saying only rental cars need MOT! Why not? Should Housing Minister be held responsible for corporate homicide and imprisoned when cases occur,and he has not acted.
From:
Keith pattinson
22 March 2016 06:59 AM
Conservatives used to see strength of entrepreneurials/individuals/small business people. Now they are targeting them in favour of corporates,who will be foreign owned/non-taxpaying. The measures are obviously discriminatory,but individuals only get one vote every five years,then live under a dictatorship of politicians who have normally only been salaried/taken no risks. Moving the goal posts so obviously is unfair,and while they say landlords are profit-seeking ogres to be driven out,they have to deal with a range of tenants that include some who destroy properties that owners cherished.Will the Chinese end up owning all our houses,as well as everything else. e.g.The Government at a time of no inflation,tied us into a nuclear power plant deal with the Chinese giving us the liability for a 100% increase by 2015. It is easy to landlord bash,but tenants have choices in the private sector,why does the Government not build council houses again,instead of destroying a significant industry that caters for those who choose to rent.
From:
Keith pattinson
05 January 2016 22:27 PM
There are many aspects of concern,especially,mainly well intended Government actions can have adverse results. Selling Council houses reduced stock,at same time local authority building has plummeted from over 100,000 to less than 10,000. Housing Associations buy discounted "affordable" homes to rent,but tenants will be able to buy at discount in future,reducing available stock,the owner occupiers and private landlords having indirectly subsidised them,as the builders base their viability on costs of social housing. The continued landlord bashing,and increasing costs will reduce the properties going to those who now provide for people who choose to rent. A landlord with income coming from a number of properties is more likely to be able to cover the mortgages,when one tenant loses their job,so I cannot see why put restraint on bank lending,against their interests. An owner losing job,or self employed taking ill,suffering bad debts is vulnerable. There was mortgage protection and indemnity insurance,but borrowers lose their homes when unable to pay mortgage. The banks some time ago were told to put pressure on small builders who had land,to speed up supply,again hitting small entrepreneur. There are numerous examples of large companies,serving areas essential to the economy like electricity,gas,water or food like Nestle being taken over by companies that avoid paying tax here,yet have Government support.Costs of electricity etc have soared again also through Government levying on climate change,which is paid by public through increased charges and given to a minority.The Government virtually state their intentions to oust small landlords in favour of corporates. Targetting a group of small suppliers by licencing costs,stamp duty increases,taxation changes on interest treatment,as well as capital gains instantly taxed indicates Government agenda. On letting side ,making it harder to remove bad tenants protects the bad tenants against the good landlords and tenants who will not trash properties.Talk of rent controls is unsettling as removing these made renting viable.Small landlords should be encouraged since they filled the gap.There are no longer the Rachman type bad landlords as good tenants have choices. Reducing supply will increase rents through supply and demand The writing is on the wall,and many wise people have already got out,interestingly often to investors from Far East,who will continue to earn from tax payers who will pay them rent,but the buyers will pay almost no tax.Local authorities start building to rent again or at least improve existing,instead of Pathfinder schemes clearing the 1950's estates and building to same density with smaller houses,indeed I wonder when figures of new houses built are released why not deduct those cleared to give net figure Understand Government agenda, sell now if geared,is my advice,and would seem to be the Governments if they were asked,and were honest..Certainly stop buying to let,as currently can liquidate,but when money supply drops and especially if/when interest rates rise,prices will fall.There is a need to control price escalation,I agree as already we are vulnerable to a collapse. Sadly will anyone take notice! PS.Look at Commercial Property recent history ,no lending available as called toxic loans,so no investment,or capital to refurbish.Towns and City Centres dying through high council taxes closing businesses.
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Keith pattinson
11 December 2015 11:33 AM
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Keith's Recent Activity
From: Keith pattinson
20 October 2016 10:01 AM
From: Keith pattinson
20 October 2016 09:51 AM
From: Keith pattinson
12 April 2016 09:09 AM
From: Keith pattinson
22 March 2016 06:59 AM
From: Keith pattinson
05 January 2016 22:27 PM
From: Keith pattinson
11 December 2015 11:33 AM