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Richard Towler
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Reading the RICS report, it reflects what has been said and threatened in these pages for some time; that private landlords are selling and leaving the PRS and that shortage of supply of property to let is becoming more acute. Given the damage that is being done and the difficulties that are being caused, it is hard to believe that government is being so stupid in implementing policy with this outcome as the objective. It seems more likely that the true agenda is hidden (and for politicians not to be "straight" would be no surprise) and the uncharitable motives of social manipulation attributed to HMG in these comments probably have some basis in reality. Any advice proffered by the RICS is likely to have little effect, if the true motives are political.
From:
Richard Towler
09 August 2018 09:44 AM
An interesting exchange of views! Why do we find ourselves in this position? Why, because greedy financial institutions aided and abetted by a socialist administration headed by Gormless Gordon and his Incompetent Acolytes debased and destabilised the economy, producing a recession and a fall in interest rates to as near zero as makes no difference. Ordinary savers relying on interest to supplement income and pensions saw their money reducing in value as inflation exceeded rates of return and looked for alternative investments to keep themselves afloat, of which residential property was one. The private rental sector expanded. Meanwhile, GG & Co. devalued the currency and increased government debt hugely through quantitive easing so that it could not afford to build houses and so placed greater reliance on those people that it had driven into the residential letting market through its collective ineptitude. House prices still rose due to the supply/demand imbalance but also because insufficient curbs were put on the financial sector to limit the funds that have flowed into the housing market. Supply and demand are one thing, but if you cannot pay for a house, the price does not go up, much. Paradoxically, the attempts of the financial institutions to show they had changed (not) did impose restrictions on the buying power of those less able to afford housing (those who had not bothered to save) and increased the size of the renting sector. Now, the results of mismanagement cause our glorious leaders, charities and commentators to blame and punish the people that have been compensating for the results of administrative failure; namely private landlords. Oh, and where did all that money that caused the problem, handed out by the lenders go and who consumed it? By and large, we did, but of course we are not going to blame ourselves for our part in the resultant mess, are we? Far better to blame someone else and look for a socialist solution. It is not just the housing market that wants “mending”. It's the whole economy and financial system.
From:
Richard Towler
15 June 2018 14:45 PM
I can see trouble coming, assuming this is a seriou proposition. Remember house sales reform and the Home Information pack? Then being a Chartered Surveyor was not good enough to allow one to prepare the Home Condition Report. You had to re-train and spend lots of money on course fees and registration (and then lovely, clueless Yvette Cooper binned the whole scheme). This proposal opens the door to a great new money making venture for someone. You can bet your boots that those of us who are qualified and take the trouble to do CPD etc will be classified as useless and will have to pay in order to continue to trade.
From:
Richard Towler
02 April 2018 09:44 AM
Nice of the MHCLG spokesman to illustrate the insincerity of the political classes by stating that they want to make sure that the housing market works for everyone - everyone, that is, apart from the people who actually make it work, which to say, the agents. Utter mendacity! A cap on fees would be fine and fair. Most agents charging reasonable fees now would settle for that and not find themselves out of pocket, I surmise. As to fees being recovered through higher rents and charges, I think not. In our thinly populated part of the world, no agent is going to be the first to publish increased fees and thus drive work into the offices of the competition and few landlords will want to make their properties un-competitive in rent terms in order that their agents can maintain income. There will only be one class of victim
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11 January 2018 14:05 PM
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Richard's Recent Activity
From: Richard Towler
09 August 2018 09:44 AM
From: Richard Towler
15 June 2018 14:45 PM
From: Richard Towler
02 April 2018 09:44 AM
From: Richard Towler
11 January 2018 14:05 PM