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KEYWORD "Borrowing" - 100 RESULTS
How Knight Frank sees it - market update from research guru

It feels as though the UK housing market is waiting for something to happen. The prevailing mood is one of anticipation with...

15 April 2024

From: Breaking News

Third of landlords may sell this year - shock buy to let statistics

Almost one in three buy to let landlords are set to sell up in the next 12 months. That’s the shock statistic...

08 April 2024

From: Breaking News

Renting cheaper than owning for most first time buyers says Halifax

For first time buyers, renting is cheaper than buying in most of the UK according to new data from the Halifax.  London, the...

27 March 2024

From: Breaking News

Letting agents demand mortgage lenders cut rates to help market

The letting agents’ trade body Propertymark has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically...

01 March 2024

From: Breaking News

One in nine renters using foodbanks - industry supplier’s claim

A lettings industry supplier claims one in nine renters use foodbanks. A survey of tenants, commissioned by Zero Deposit, found that just...

22 February 2024

From: Breaking News

Alto announces link-up with deposit alternative supplier

Agency software service Alto has announced a new integration with Zero Deposit.  Research by Zero Deposit shows that 65 per cent of...

15 February 2024

From: Breaking News

New Year Bounce - strong start to 2024 housing market says Zoopla

A return of pent-up demand and mortgage rates falling below five per cent have boosted the start of the year for...

29 January 2024

From: Breaking News

Mortgage experts predict boost in buy to let lending this year

Just under half of mortgage brokers expect to place more limited company buy-to-let business throughout the next 12 months, Paragon Bank...

24 January 2024

From: Breaking News

Rates War! Mortgage lenders slash BTL borrowing costs

A series of lenders have slashed their buy to let mortgage rates in a bid to win business. These include: - LendInvest Mortgages...

08 January 2024

From: Breaking News

Council to borrow millions to buy homes for private rental exercise

A council is considering borrowing £50m to buy properties to rent on the private market and for affordable housing. West Norfolk council...

08 January 2024

From: Breaking News

Will tumbling mortgage rates turn tenants into buyers?

Lower mortgage rates - still falling in the days since the end of the festive break - may be persuading some...

04 January 2024

From: Breaking News

Mortgage Lenders set out buy to let forecasts for 2024/2025

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

29 December 2023

From: Breaking News

Housing minister backs Build To Rent

New housing minister Lee Rowley has spoken out in favour of Build To Rent. At the inaugural Build To Rent Innovators conference...

08 December 2023

From: Breaking News

Energy Efficiency - owners all at sea over where to start

Almost two in five UK owners - landlords and homeowners - now consider improving the energy efficiency of their property an...

08 December 2023

From: Breaking News

Mortgage Crisis forcing rental sector to contract further - Hamptons

Landlords in the UK are paying 40 per cent more mortgage interest than in August 2022, forcing more of them to...

16 October 2023

From: Breaking News

Huge scale of rental sector reliance on mortgages revealed

The buy to let sector appears more heavily reliant on mortgages than some analysts have previously suggested. Specialist lending service Octane Capital has...

02 October 2023

From: Breaking News

Cut-price properties tempting investment buyers, says accountancy chief

Some prospective buy to let landlords may be about to use their equity to snap up investment properties at discounted rates,...

27 September 2023

From: Breaking News

Eyes on Lenders - rates expected to drop sharply this week

Mortgage experts are expecting significant falls in the cost of borrowing this week as lenders drop their rates. Following last week’s decision...

25 September 2023

From: Breaking News

Deposit Alternative firm claims tenants need multiple finance sources

A deposit alternative service says increasing numbers of renters need multiple sources of funding for traditional deposits. Zero Deposit says its survey...

22 September 2023

From: Breaking News

Many councils enforcing rental regulations face ‘effective bankruptcy’

A survey of local authorities in some of the poorest areas of the country - bodies which enforce many private rental...

06 September 2023

From: Breaking News

40 year buy to let mortgage available from today

HSBC is increasing its maximum mortgage term to 40 years for buy to let, purchase, remortgaging and additional borrowing. Second homes will...

30 August 2023

From: Breaking News

Under-pressure landlords now more choosy about letting agents

A prominent figure in the London property world says landlords under increasing financial pressure are being more selective about the letting...

21 August 2023

From: Breaking News

Investor confidence rising ahead of tomorrow’s inflation figures

A respected measure of investor confidence says it’s on the rise as a result of growing optimism over UK inflation figures...

15 August 2023

From: Breaking News

Soaring first time buyer deposits likely to trigger more rental demand

New figures showing the growing size of first time buyer deposits suggest that many would-be purchasers will be staying with the...

08 August 2023

From: Breaking News

Latest rate rise ‘could light a rocket under UK housing market’

The US central bank has raised interest rates to the highest level in 22 years - even though inflation in that...

28 July 2023

From: Breaking News

OnTheMarket warns on downside of frantic lets market

OnTheMarket says the frantic lettings market of the past year or more is bad news for agents. In a trading statement to...

11 July 2023

From: Breaking News

Shock interest rate decision by Bank of England

The Bank of England has announced its latest change in base rate, which is used by most lenders to determine interest...

22 June 2023

From: Breaking News

Survey shows widespread ignorance about interest rates

The results of a new survey show widespread ignorance about how interest rates work and about how the Bank of England’s...

22 June 2023

From: Breaking News

Big increase in ‘good EPC’ buy to let mortgage borrowing

One of the biggest lenders in the rental space - Paragon Bank - recorded a 19 per cent increase in buy...

07 June 2023

From: Breaking News

Agents speak out on Renters Reform Bill dangers

Lettings agents within The Guild of Property Professionals think that the Renters Reform Bill could cause many landlords to quit.  Graham Wood,...

01 June 2023

From: Breaking News

Eco-experiment with zero interest loans for ‘greener’ homes

The Nationwide Building Society is embarking on an experiment - at first for owner occupiers only - which may be extended...

22 May 2023

From: Breaking News

Thousands of tenants missed rental payments last month - Which?

An estimated 700,000 households across the UK missed rent or mortgage payments in April, according to the consumer body Which? It has...

12 May 2023

From: Breaking News

Third of tenants must borrow to raise rental deposits - survey

Nearly a third of tenants are borrowing money to fund a cash deposit, a survey claims. A poll of 1,000 current renters...

10 May 2023

From: Breaking News

Sales market supply set to rise as more landlords quit - prediction

More property is likely to come onto the sales market in the weeks and months ahead as rising numbers of landlords...

27 April 2023

From: Breaking News

Funding exists for agency takeovers despite soaring rates - claim

A consultancy that handles lettings agency acquisition says funding options exist for companies wishing to buy others, despite rising interest rates. Lucy...

14 April 2023

From: Breaking News

Politicians blasted for ‘lack of balance’ in private rental sector policies

One of Scotland’s largest lettings agencies is voicing concern over what it calls “the lack of balance” in the Scottish government’s...

04 April 2023

From: Breaking News

Agents react to Bank of England interest rate decision

The Bank of England has raised base rate by 0.25 per cent to 4.25 per cent - the highest level since...

24 March 2023

From: Breaking News

Capital appreciation for rental sector lags behind owner occupation

Figures out this morning from high end agency Savills shows a 5.1 per cent increase in capital appreciation on average across...

27 February 2023

From: Breaking News

Property chiefs increasingly optimistic about 2023 market

There’s a slowly growing optimism amongst property industry figures that the 2023 housing market will be relatively pain-free and not seeing...

23 February 2023

From: Breaking News

More interest rate rises to come, warn experts

There are more Bank of England base rates to come, a group of property finance industry experts has warned.  Personal finance comparison...

20 February 2023

From: Breaking News

Equity Release still expanding despite economic headwinds

The equity release market has expanded by 27 per cent to hit a record £5.58 billion of new lending last year,...

31 January 2023

From: Breaking News

All Change - supply growing and rental prices under pressure

A leading agency says there are now clear indications that supply in the lettings market is growing and that rent levels...

24 January 2023

From: Breaking News

Rental demand set to rise as first time buyer numbers drop sharply

The number of first-time buyers is estimated to have fallen by nine per cent in 2022, Yorkshire Building Society says. Analysis by...

05 January 2023

From: Breaking News

What do agents want in 2023? New survey reveals all

This may be 2022’s least surprising research finding - most property professionals want interest rates to fall. A webinar poll undertaken by...

14 December 2022

From: Breaking News

Interest Rate Rise - more bad news expected

The Bank of England’s monetary policy committee meets again this week with a further interest rate rise likely if base rate...

12 December 2022

From: Breaking News

Rents to outpace house prices for years to come - agent

Rent rises are predicted to outpace house price growth over the next five years.  This is according to Nicky Stevenson, managing director...

15 November 2022

From: Breaking News

Latest 2023 agent house price forecast is less downbeat

The latest high end agency to predict the mainstream market next year is Strutt & Parker - and it’s less downbeat...

08 November 2022

From: Breaking News

Savills adds to gloom with forecast of major price falls next year

Savills is the latest agency to suggest significant house price falls next year - although in its long-range forecast it says...

04 November 2022

From: Breaking News

Interest rates up as agent warns public to “wake up and smell the coffee”

The Bank of England has increased its base rate from 2.25 per cent to 3.0 per cent. This is the largest hike...

03 November 2022

From: Breaking News

Covid reversal as search for city living drives capital appreciation

Increasing demand for homes in cities was the driving force behind the rapid house price inflation witnessed earlier this year, with...

27 October 2022

From: Breaking News

Sunak in No 10 - Sigh of relief from agents and industry

There seems to be an industry-wide sigh of relief that Rishi Sunak has become Prime Minister. His coronation marks the end of...

25 October 2022

From: Breaking News

Jeremy Hunt won’t prevent “mass exodus” from rental sector - warning

Jeremy Hunt’s firm grasp of fiscal policy after the market turmoil of recent weeks won’t stop what one housing expert calls...

20 October 2022

From: Breaking News

Energy Crisis: government urged to promote efficiency in homes

The government should do more to promote energy efficiency or risk finding itself in an even more difficult position next year. That’s...

14 September 2022

From: Breaking News

Rental market to outperform sales for years to come - new analysis

New long-term analysis by Hamptons says rental growth will cool over the coming years but will still outperform house prices between...

02 September 2022

From: Breaking News

Time To Quit? Should letting agents prepare an exit strategy?

Uncertainty over the coming recession, wholesale reforms of the rental sector, higher interest rates and National Insurance payments are all reasons...

25 August 2022

From: Breaking News

Shock for lettings and sales markets as big interest rate rise announced

The Bank of England's Monetary Policy Committee has announced that base rate is rising from 1.25 to 1.75 per cent. The rate is now...

04 August 2022

From: Breaking News

Portal developing software to complement lettings service

OnTheMarket claims it’s on track to achieve its strategic aim - to create “a tech-enabled property business across the broader property...

27 July 2022

From: Breaking News

Russians to displace Chinese as top foreign investors in London - claim

A leading agency handling international investors and buyers says Russians will displace the Chinese as the main purchasers of buy to...

05 January 2022

From: Breaking News

Huge rise in buy to let mortgage activity in 2021

UK Finance, the umbrella group representing major mortgage lenders, says there will have been a massive 83 per cent surge in...

16 December 2021

From: Breaking News

Help London’s rental sector - agent’s plea to government

A leading agent and member of the Propertymark board says London’s letting agencies and private rental sector need government help -...

12 October 2021

From: Breaking News

Opinion - what does Lloyds’ entry into the private rented sector reveal?

An investment firm has flagged up the recently announced move by banking giant Lloyds to enter the private rented sector as...

23 September 2021

From: Breaking News

Agents warned about cash crisis amongst renters under 40

Flatshare website SpareRoom says over a fifth of 18 to 24 years olds have moved back in with their parents to...

20 April 2021

From: Breaking News

David Alexander is joint CEO of apropos

For most letting agents the last year has been a challenging one which has focused attention on dealing with the immediate,...

04 February 2021

From: Sponsored Content

‘We want public funds to pay rent arrears’ - campaigners renew call

The Generation Rent campaign has renewed its call for public money to be allocated to clear at least some rent arrears...

23 November 2020

From: Breaking News

Goodlord says agents will benefit from Open Banking deal

PropTech company Goodlord has partnered with a credit reference firm, claiming it will help letting agents to secure more accurate info...

17 November 2020

From: Breaking News

Think tank wants government help for households hit by pandemic

The Resolution Foundation has added its voice to that of many charities and other think tanks demanding more government support for...

17 November 2020

From: Breaking News

Activists picket rental company over complaint about refund

Activists from the controversial renters’ group Acorn have picketed the headquarters of a national rental firm in a dispute over a...

29 September 2020

From: Breaking News

Many buy to let mortgages more expensive despite Base Rate fall

Some buy to let mortgages are now more expensive than before for borrowers, despite the recent fall in the Bank of...

12 May 2020

From: Breaking News

New EPC assessment guidance - Conquering Corona

Hello and here’s the latest daily update to help the industry through these unprecedented times.  If you have any appropriate advice you...

03 April 2020

From: Breaking News

Huge concern over buy to let mortgage market contracting

There’s growing concern across the lettings sector about the buy to let mortgage market seeing lenders pull product ranges, tighten lending...

27 March 2020

From: Breaking News

Big London and SE England bias in buy to let investor profile

A third of all landlords live in Greater London and the South East according to data collated by a property management...

27 January 2020

From: Breaking News

Renters resort to shocking payday lenders to get deposit - claim

A new rental deposit alternative scheme claims that some renters have to resort to high-interest payday lenders in order to afford...

03 January 2020

From: Breaking News

Expect a new breed of buy to let investor in 2020, says top agency

The Black Brick agency, which operates with high net worth clients, is forecasting that 2020 will see the arrival of a...

02 December 2019

From: Breaking News

Lifetime Rental Deposits backed by Tories as Labour revamps council housing

On the day that Labour launches its proposals to reform the private rental sector, the Tories have announced so-called Lifetime Rental...

21 November 2019

From: Breaking News

Tax changes prompt landlords exit and rents rising, says survey

One in six landlords is seeking to reduce the size of their portfolio in the next 12 months and around half...

03 September 2019

From: Breaking News

Brexit impact on London lettings not as bad as expected - at least yet...

The impact of Britain’s decision to leave the European Union has not hit the central London lettings sector as much as...

15 May 2019

From: Breaking News

Lettings expert sounds Airbnb warning to landlords

A rental market expert is urging landlords to be cautious when considering to use short-term lets websites such as Airbnb to...

08 May 2019

From: Breaking News

New buy to let purchases to plummet as landlord taxes bite - forecast

There will be less buy to let remortgaging in future as landlords consolidate rather than expand their portfolios. The prediction comes from...

11 April 2019

From: Breaking News

Think buy to let taxes are bad? They're even worse in Scotland...

A leading accountancy firm has analysed buy to let taxation policies north and south of the border and claims that from...

29 March 2019

From: Breaking News

Good news: most buy to let fixed-rate mortgages are now cheaper

With good news in the buy to let sector in short supply, here’s a promising start to the week - a...

11 February 2019

From: Breaking News

Most buy to let fixed rate mortgages cheaper now than a year ago

Most buy-to-let fixed rate mortgages are currently cheaper than they were a year ago - some by as much as £29...

08 January 2019

From: Breaking News

Party conference season – what was said about the rental market?

The party conferences of the two main political parties threw up some interesting developments with regards to housing and the rental...

06 November 2018

From: Sponsored Content

Lettings supply to plummet and rents set to rise over next five years

Some broadly good news to end the week - rents are predicted to grow 13.7 per cent in the next five...

02 November 2018

From: Breaking News

Ditch deposits - 43% of tenants want a no-deposit alternative

A new study shows that 43 per cent of tenants want the system of private rental deposits to be dropped and...

18 September 2018

From: Breaking News

'A ticking timebomb for lettings': warning over MEES energy efficiency measures

A specialist buy to let mortgage lender says buy to let investors should act now - even if it means borrowing...

11 July 2018

From: Breaking News

Belvoir back on the acquisition trail after securing funding

The UK’s largest franchise agency has secured funding which it will use to strengthen its growth and acquisition strategy. Belvoir has secured...

21 May 2018

From: Breaking News

'Hidden' Baby Boomers suffering in private rental sector, claims housing group

Up to 500,000 so-called Baby Boomers have been hit by allegedly unaffordable rents and a lack of appropriate housing for older...

02 May 2018

From: Breaking News

Buy to let portfolios set to expand despite tax obstacles, claims broker

No fewer than 44 per cent of landlords plan to expand their portfolios before July 2018 despite tax obstacles, according to...

09 February 2018

From: Breaking News

Lender creates specialist 'family buy to let' mortgage product

A mortgage lender has created a special buy to let product aimed at landlords who let a property to a close...

06 February 2018

From: Breaking News

Mortgage borrowing now tougher for portfolio buy to let investors

Nearly three quarters of portfolio landlords have found it more difficult to secure a mortgage since the Prudential Regulation Authority’s changes...

24 January 2018

From: Breaking News

Limited company buy to let purchases outstrip remortgaging

Almost three-quarters of buy to let mortgage transactions made by landlords operating via limited companies in the final quarter of last...

19 January 2018

From: Breaking News

'Top Slicing' mortgages may allow more lettings sector borrowing

Consumer organisation Which? says a handful of buy to let mortgage lenders have found a way of helping so-called ‘portfolio landlords’...

24 October 2017

From: Breaking News

Another big rise in buy to let mortgage lending to companies

There’s been another large increase in the number of buy to let mortgages sought by limited companies - they accounted for...

12 October 2017

From: Breaking News

Mortgage boss warns some BTL applications 'could take three months'

The mortgage director of Romans, one of the country’s largest agency groups, says the new Bank of England rules being introduced...

29 September 2017

From: Breaking News

Which? warns BTL borrowers could be rejected for mortgages

Consumer group Which? is warning that buy to let investors with multiple properties in one locality could risk being turned down...

19 September 2017

From: Breaking News

Buy To Let remortgages edges up as investors react to tax change

There has been a three per cent increase in remortgaging levels amongst buy to let investors in March according to data...

20 April 2017

From: Breaking News

Major lender lowers affordability assessments for buy to let

One of the biggest lenders to the buy to let community, Santander, is to lower its affordability assessments from next Wednesday.   It...

13 April 2017

From: Breaking News

Buy to let specialist gives upbeat forecast, despite tax changes

Specialist buy to let lender Paragon Mortgages has given an upbeat forecast for the private rental sector, despite the arrival of...

04 April 2017

From: Breaking News

Trade body sets out seven-point wish-list for March Budget

The Residential Landlords Association has been quick off the mark to issue what it calls a seven point wish list to...

27 January 2017

From: Breaking News

Buy to let lender bids to help 'complex' owner-occupier buyers

Paragon Mortgages, best known for its significant position in the buy to let market, has launched a range of residential mortgage...

17 January 2017

From: Breaking News

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