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KEYWORD "Lending" - 100 RESULTS
Buy To Let property profile changes as landlords diversify

Houses in Multiple Occupation are making up an increasing percentage of buy-to-let business, according specialist lender Shawbrook.  In both 2022 and 2023,...

12 April 2024

From: Breaking News

Top 10 Hotspots for portfolio buy to let investors

Paragon Bank’s analysis of its lending data has revealed the top 10 locations for investment by portfolio buy-to-let landlords, those with...

10 April 2024

From: Breaking News

Third of landlords may sell this year - shock buy to let statistics

Almost one in three buy to let landlords are set to sell up in the next 12 months. That’s the shock statistic...

08 April 2024

From: Breaking News

Bank aims to support building of new rental homes

NatWest Group has announced a new package of what it calls ”targeted lending and support” to help local councils provide more...

27 March 2024

From: Breaking News

Material Information - new digital tool aims to help letting agents

The Open Property Data Association has released a new version of its property data standards framework to help letting agents comply...

25 March 2024

From: Breaking News

Nationwide demands four tax changes to help the private rental sector

Nationwide has taken the unusual step of using its buy to let lending arm - The Mortgage Works - to make...

05 March 2024

From: Breaking News

Building society bans mortgages on holiday let properties

A building society has launched a pilot project banning mortgage lending on holiday lets in two tourist areas for 12 months. Leeds...

26 February 2024

From: Breaking News

Buy To Let lending for older landlords falls off a cliff

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

20 February 2024

From: Breaking News

Mortgage experts predict boost in buy to let lending this year

Just under half of mortgage brokers expect to place more limited company buy-to-let business throughout the next 12 months, Paragon Bank...

24 January 2024

From: Breaking News

Will tumbling mortgage rates turn tenants into buyers?

Lower mortgage rates - still falling in the days since the end of the festive break - may be persuading some...

04 January 2024

From: Breaking News

Mortgage Lenders set out buy to let forecasts for 2024/2025

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

29 December 2023

From: Breaking News

Half of prime London new builds in 2023 went to foreign investors - agency

Strutt & Parker’s London New Homes staff attribute 50 per cent of their market this year as dollar-based - 30 per...

22 December 2023

From: Breaking News

Mortgage lending to drop in 2024 - a silver lining for rental sector?

It looks as if the rental market is set to stay strong for some years to come. That’s because lending for house...

13 December 2023

From: Breaking News

Revealed - the best yields for investors near universities

Landlords wanting to make a healthy return from their investment should target student properties in the North of England and Scotland,...

11 October 2023

From: Breaking News

Huge scale of rental sector reliance on mortgages revealed

The buy to let sector appears more heavily reliant on mortgages than some analysts have previously suggested. Specialist lending service Octane Capital has...

02 October 2023

From: Breaking News

Housing Market may improve this autumn predicts finance chief

A mortgage expert says it’s likely that the housing market will improve this autumn. Octane Capital studied Property lending mortgage approval trends...

08 September 2023

From: Breaking News

Growing family cash help to lift buyers out of rental sector

Financial support from family members - not just parents - is expected to help fund 318,400 housing transactions in 2023, according...

01 September 2023

From: Breaking News

Siblings join parents in helping first time buyers quit rental market

New analysis reveals that other family members beyond parents are increasingly lending their financial support to first-time buyers.   So far this year...

29 August 2023

From: Breaking News

Investor confidence rising ahead of tomorrow’s inflation figures

A respected measure of investor confidence says it’s on the rise as a result of growing optimism over UK inflation figures...

15 August 2023

From: Breaking News

Agents warned: 7% interest rates for many months to come

A stark warning has been made to lettings and estate agents that interest rates as high as seven per cent may...

25 July 2023

From: Breaking News

Survey shows widespread ignorance about interest rates

The results of a new survey show widespread ignorance about how interest rates work and about how the Bank of England’s...

22 June 2023

From: Breaking News

Big increase in ‘good EPC’ buy to let mortgage borrowing

One of the biggest lenders in the rental space - Paragon Bank - recorded a 19 per cent increase in buy...

07 June 2023

From: Breaking News

Funding exists for agency takeovers despite soaring rates - claim

A consultancy that handles lettings agency acquisition says funding options exist for companies wishing to buy others, despite rising interest rates. Lucy...

14 April 2023

From: Breaking News

Agents react to Bank of England interest rate decision

The Bank of England has raised base rate by 0.25 per cent to 4.25 per cent - the highest level since...

24 March 2023

From: Breaking News

Surprise surge in buy to let mortgage uptake - new survey 

Buy to let investors have created the largest increase in the mortgage market in the past year, it’s being claimed. Octane Capital...

22 March 2023

From: Breaking News

Shawbrook becomes bigger player in buy to let mortgage market

Shawbrook is becoming a bigger player in the buy to let lending market following the acquisition of specialist lender Bluestone Mortgages. Launched...

21 March 2023

From: Breaking News

Rental property energy efficiency soars - new figures

There’s been a 165 per cent increase in the number of private rental homes with an Energy Performance Certificate rating of...

01 March 2023

From: Breaking News

Should first time buyers be tempted into buy to let investment?

A high profile mortgage lender operating in the buy to let sector has launched a series of products aimed at investors...

23 February 2023

From: Breaking News

Equity Release still expanding despite economic headwinds

The equity release market has expanded by 27 per cent to hit a record £5.58 billion of new lending last year,...

31 January 2023

From: Breaking News

Agents insist latest price falls are not signs of a crash

Agents have spent the weekend insisting that the latest house price fall is not indicative of a crash - and may...

09 January 2023

From: Breaking News

Lettings key to agents’ survival if sales slump in 2023

Data from the mortgage lenders’ trade body UK Finance shows the wisdom of agents having a lettings division. The body says: “We...

14 December 2022

From: Breaking News

Funding for buy to let investment plummets as wider economy tanks

A new analysis claims to show how difficult it has become for buy to let investors to secure finance as a...

07 December 2022

From: Breaking News

Buy To Let may be a busted flush, warns investment guru

A prominent figure in property investment is warning that buy to let is the sector facing the biggest challenges in the...

17 November 2022

From: Breaking News

Help Us! Government team seeks rent data from agents and landlords

The Valuation Office Agency, which compiles information on rents as part of its lettings market overview, is asking for help from...

17 November 2022

From: Breaking News

Spread of Green Mortgages key to improving rental sector EPCs

Green mortgage discounts could be a key tool in helping landlords make the energy efficiency upgrades necessary to achieve an EPC...

31 October 2022

From: Breaking News

Agents welcome Hunt tax change - but who knows what’s coming?

Propertymark’s chief executive Nathan Emerson has welcomed the dramatic government U-turn on taxes - but most importantly has retained the stamp...

18 October 2022

From: Breaking News

Warning some insulated rental properties may be unmortgageable

A warning has been issued that as many as 250,000 homes - some likely to be in the private rental sector...

18 August 2022

From: Breaking News

Building Society slammed for mortgage ban on second homes

A building society which has taken the unprecedented step of stopping lending on second homes has been sharply criticised by a...

02 August 2022

From: Breaking News

Buy to let - the areas with the largest proportion of purchases

Some parts of London have recorded over 50 per cent of sales as second or additional properties. Research by lending firm Octane...

01 July 2022

From: Breaking News

Credit Rating - Tenants have little understanding of how it works

Many private renters are misguided on what actually contributes to their credit score and thus may not be taking the correct...

24 May 2022

From: Breaking News

EPC rental upgrade costs could be much higher - warning

The costs of upgrading properties to meet new energy efficiency standards are likely to be passed on to tenants via higher...

15 March 2022

From: Breaking News

How agents can reduce fraud before, during and after the referencing process 

In this tips piece, Blake Richmond, managing director of referencing at Goodlord, sets out how agents can combat fraud in the lettings process.  Over...

07 February 2022

From: Legislation & Compliance

Buy To Let lending set to fall back this year - forecast

Buy To Let lending is set to fall back this year, after a hectic 2021. That’s the forecast from the Intermediary Mortgage...

11 January 2022

From: Breaking News

Huge rise in buy to let mortgage activity in 2021

UK Finance, the umbrella group representing major mortgage lenders, says there will have been a massive 83 per cent surge in...

16 December 2021

From: Breaking News

Licensing: PropTech suppliers buddy up to improve compliance

PropTech suppliers Kamma and CoreLogic UK have teamed up to help improve the process of buy to let lending and compliance. Kamma...

08 December 2021

From: Breaking News

Improve rentals as many tenants can’t buy, government told

A think tank says it would take a major policy change to fulfil Boris Johnson’s goal to turn generation rent into...

02 December 2021

From: Breaking News

Rent recovery in London may kick-start capital sales market too

Rapidly rising rents may trigger a new wave of investment buyers in London, helping to resuscitate the capital’s sales market in...

15 July 2021

From: Breaking News

Boom time for rental sector is good news for buy to let lender

Paragon Bank increased its focus on specialist buy to let lending during the first half of its financial year as its...

09 June 2021

From: Breaking News

Eviction court process should be simplified in reform package - call

A leading buy to let mortgage expert has backed the government’s pledge to issue a White Paper and additional consultation before...

14 May 2021

From: Breaking News

Agents’ anger that Budget didn’t offer cash help for rental sector

The Association of Residential Letting Agents says it’s disappointed the Budget failed to address the funding of the private rental sector.  “Extending...

04 March 2021

From: Breaking News

New EPC targets may stifle buy to let investment, says ARLA

ARLA Propertymark is warning the government that new energy efficiency targets for EPCs could stifle buy to let investment in future. In...

19 February 2021

From: Breaking News

David Alexander is joint CEO of apropos

For most letting agents the last year has been a challenging one which has focused attention on dealing with the immediate,...

04 February 2021

From: Sponsored Content

Renters more likely than ever to remain in lettings sector

New research suggests even those renters who want to be owner occupiers are likely to remain in the lettings sector in the...

01 February 2021

From: Breaking News

Agent backs eviction ban extension but wants cash help for landlords

A prominent lettings agent has come out in favour of the eviction ban extension - but he wants government cash help...

27 August 2020

From: Breaking News

Many buy to let mortgages more expensive despite Base Rate fall

Some buy to let mortgages are now more expensive than before for borrowers, despite the recent fall in the Bank of...

12 May 2020

From: Breaking News

Scrap stamp duty on buy to lets, urges controversial property expert

Buy to let investors should be exempted from the three per cent stamp duty surcharge even if purchasers of holiday homes still...

01 May 2020

From: Breaking News

Vast majority of mortgage lenders still have products for landlords

The number of mortgage lenders still offering products to landlords is 42 - only seven fewer than at the peak of...

28 April 2020

From: Breaking News

Agency warns landlord clients over virus mortgage holidays

One of London’s largest lettings agencies is warning its landlord clients to only use mortgage payment holidays offered by lenders as a...

22 April 2020

From: Breaking News

HSBC puts temporary stop on accepting BTL mortgage applications

HSBC says its unable to accept any new buy to let mortgage applications during the Coronavirus crisis. The same applies to applications...

22 April 2020

From: Breaking News

Buy to let will now be an attractive safe haven, says market analyst

The director of the website Home says that investment in buy to let will look like a highly attractive safe haven...

17 April 2020

From: Breaking News

Huge concern over buy to let mortgage market contracting

There’s growing concern across the lettings sector about the buy to let mortgage market seeing lenders pull product ranges, tighten lending...

27 March 2020

From: Breaking News

Council may offer improvement loans to favoured private landlords

A council says it’s considering lending funds for improvement to landlords who “behave fairly and appropriately” - and buy into a...

13 March 2020

From: Breaking News

Fifth of landlords have reduced their portfolios due to tax changes

A fifth of buy-to-let landlords claim they have reduced the number of properties in their portfolios due to a range of...

02 October 2019

From: Breaking News

Brexit and government interference start to hurt rental sector

Rents are rising at the fastest rate since 2017, pushing the average yield on residential property to 4.5 per cent, its...

12 July 2019

From: Breaking News

Trade association calls for government to halt PRS intervention

A trade association has called for a 'moratorium' on any further government intervention in the buy-to-let sector in order to stop...

09 July 2019

From: Breaking News

Tricky conditions mean agents need to impress professional landlords

A rise in the number of professional landlords means letting agents need to ensure their service meets the expectations of experienced...

04 July 2019

From: Breaking News

Landlords to benefit as buy-to-let mortgage costs fall

Landlords can make savings by switching their buy-to-let (BTL) mortgages as average costs have started to fall.  The latest analysis from Mortgage...

04 July 2019

From: Breaking News

Buy to let investors cashing out are key to fate of sales market - claim

A leading housing market analyst says the sales market is increasingly determined by the acts of buy to let and other...

14 June 2019

From: Breaking News

Professional portfolio landlords take larger chunk of buy to let market - lender

A leading buy to let mortgage provider says the professional landlord with multiple properties is increasingly becoming the backbone of its...

23 May 2019

From: Breaking News

The age of the silver landlord? Number of older BTL mortgage applicants rises

There was a notable increase in the number of older buy-to-let investors in 2018, according to Commercial Trust Limited. The specialist buy-to-let...

10 May 2019

From: Breaking News

Agents must hammer home buy to let benefits, says PropTech chief

It’s a vital time for letting agents to hammer home the benefits of buy to let and the dangers to landlords...

28 March 2019

From: Breaking News

Nationwide is latest lender to oppose ‘No DSS’

The Nationwide is the latest lender to say it will not insist its buy to let borrowers enforce a No DSS...

21 March 2019

From: Breaking News

'No DSS' - momentum building to end bias against benefit tenants

Momentum is building in the campaign to end ‘No DSS’ discrimination against private rental sector tenants in receipt of housing benefit. Late...

05 March 2019

From: Breaking News

Good news for Buy To Let as mortgage choice hits near-record high

Buy to let may have been in the doldrums in recent years thanks to new taxes and stricter regulations but there’s...

26 February 2019

From: Breaking News

Rents to rise 7.5% over next three years predicts Countrywide

Rents are likely to rise 2.5 per cent in 2019, then 3.0 per cent in 2020 and a further 2.0 per...

21 December 2018

From: Breaking News

Warning - buy to let mortgages likely to become more expensive

The chief executive of a specialist buy to let mortgage broker is warning that mortgages for landlords are likely to become...

13 November 2018

From: Breaking News

Surge in buy to let mortgage products for companies, not individuals

The number of buy to let lenders lending to limited companies has risen by 47 per cent over the past year,...

25 October 2018

From: Breaking News

Vast discrepancies over how tenants' deposits are handled

The Nationwide has called for greater consistency in the treatment and return of security deposits so that tenants leaving properties in...

23 October 2018

From: Breaking News

Shock survey shows longer tenancies could deter many landlords

The shock findings of a new survey suggest that 32 per cent of landlords would be less likely to buy new...

05 October 2018

From: Breaking News

Selling up? Almost half of landlords want out of buy-to-let

A survey has revealed that 44% of landlords are looking to sell properties as a challenging market takes its toll. Octopus Choice,...

06 September 2018

From: Breaking News

Second charge loan on Buy to let property? We can help

If you’re a landlord who owns a buy to let property or perhaps a portfolio and need to raise money against...

28 August 2018

From: Sponsored Content

Buy to let is still good - but investors want cheaper high-yield properties

Buy to let is still an attractive investment compared to other asset classes but to make the best of the opportunity...

24 July 2018

From: Breaking News

'You're completely wrong' trade body tells Tory-backing think tank

The conclusions of a new think tank analysing the private rental sector are “fundamentally wrong” according to a trade body.  The Residential...

26 June 2018

From: Breaking News

‘Tell us what’s happening!’ - lenders told to do more to help buy to let

Mortgage lenders and brokers have been too quiet over changes to buy to let lending, according to a trade body. The National...

25 June 2018

From: Breaking News

Buy To Let still strong in the long term, insists 'state of the sector' report

The growth of the private rental sector has slowed thanks to government intervention and economic uncertainty - but it will expand...

15 June 2018

From: Breaking News

'Professional investors most active in the buy-to-let market' - Paragon

Buy-to-let lender Paragon says it has seen a 'marked shift' towards buy-to-let activity among professional investors. The organisation reports that this is...

29 May 2018

From: Breaking News

A fifth of investors selling up but most adopt wait-and-see strategy

Buy to let investors are taking a wait and see approach when it comes to additional investment in the sector according...

09 May 2018

From: Breaking News

Two major buy to let lenders increase cost of mortgages

The price of some buy to let mortgages looks set to rise across the board following the decisions of two of...

12 April 2018

From: Breaking News

Buy to let lender demands borrowers prove they conform with MEES

A specialist buy to let lender is making changes to its lending conditions to ensure its residential and commercial borrowers conform...

23 March 2018

From: Breaking News

Bank of England issues gloomy buy to let mortgage lending figures

The Bank of England has issued gloomy figures on buy to let lending, suggesting the clampdown on mortgage interest tax relief...

14 March 2018

From: Breaking News

Buy To Let mortgages could become more expensive soon - warning

The consumer organisation Which? is warning that buy to let mortgages could become more expensive in the near future. This is despite...

03 January 2018

From: Breaking News

Survey throws kinder light on how landlords regard their tenants

A survey from a specialist rental insurance firm suggests that contrary to popular belief, landlords care more than a little about...

From: Breaking News

Buy to let mortgage demand falls 'thanks to government rule changes'

One of Britain’s best known and highest profile buy to let specialist lenders says the number of new BTL mortgages being...

24 November 2017

From: Breaking News

Another big rise in buy to let mortgage lending to companies

There’s been another large increase in the number of buy to let mortgages sought by limited companies - they accounted for...

12 October 2017

From: Breaking News

Equity release 'could help portfolio landlords hit by new rules'

Portfolio landlords unable to borrow or contemplating selling because of new Prudential Regulation Authority rules are being urged to consider equity...

06 October 2017

From: Breaking News

Under-35s pay approaching half the UK's total rent bill, says Savills

The increasing number of renters and low interest rates for existing home owners mean that the total rent bill is now...

04 October 2017

From: Breaking News

Mortgage boss warns some BTL applications 'could take three months'

The mortgage director of Romans, one of the country’s largest agency groups, says the new Bank of England rules being introduced...

29 September 2017

From: Breaking News

Buy to let 'could become a car crash next month' - warning

The buy to let market risks becoming a car crash following the changes of lending rules for so-called portfolio landlords with...

15 September 2017

From: Breaking News

Buy-to-let lending changes could result in rental stock surge

Changes to buy-to-let lending criteria being introduced at the end of this month could encourage a surge of rental stock as...

05 September 2017

From: Breaking News

Brexit and Westminster uncertainty hurting rental sector - survey

Political uncertainty across the UK and increased restrictions on buy to let are leading many landlords to raise rents and review...

30 August 2017

From: Breaking News

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