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Graham Awards


Buy To Let lender targeting Airbnb and holiday lets investors

The specialist property investment lender Together is diversifying its product range to cater for investors who want to let out their properties on a short-term basis.

It says a growing number of investors are turning to holiday lets as an alternative to traditional buy to let properties, thanks to attractive rental yields and websites like Airbnb which have revolutionised the holiday rental sector.

It says demand for holiday lets is buoyed by record numbers of tourists visiting the UK - estimated to be 40m this year, bolstered by the favourable exchange rate since the EU Referendum - and more Britons staying home for their holidays post-Brexit.

Loans of up to £2m are available for purchase or remortgage, and terms range from four to 30 years, with a minimum five year term on fixed rate loans.

The holiday let loan is also available on a second charge basis, for landlords looking to raise additional finance on their rental property.

Together also says it will consider lending to borrowers using non-standard properties as security, and to a broad range of customers, including limited companies, sole traders, self-employed, expats and those who may have some adverse credit history.

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    And there goes the rentals market... why is government idle with its thumb up it’s backside while this and the likes of Build to rent and PRS ruin the rental market for every Landlord who bought before 2016.


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