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Licensing: PropTech suppliers buddy up to improve compliance

PropTech suppliers Kamma and CoreLogic UK have teamed up to help improve the process of buy to let lending and compliance.

Kamma is a geospatial technology company based in the UK, which has recently specialised in compliance and giving the industry the latest information on licensing regimes around the country. 

CoreLogic UK describes itself as a provider of software, data and analytical insights which support the UK property services industry.


Kamma says the growth of discretionary licensing schemes across the 408 local authorities in the UK has created a complex web of rules and regulations that landlords must follow, with unlicensed properties leading to fines and a dramatic increase in arrears. 

Now CoreLogic UK customers are going to benefit from Kamma’s HMO checker feature, which tells them if a property has ever appeared on a HMO register, making it more likely to have fallen into a state of disrepair and hence require a physical valuation.

Kamma chief executive Orla Shields explains: “With a renewed focus on the climate crisis, many lenders are looking at the PRS with fresh eyes and considering both their societal as well as investor obligations. Unique data sources from licensing compliance to Rogue Landlord registers are now being used to inform lending decisions.”


In turn Mark Blackwell, CoreLogic UK chief operating officer, says:“Our Buy to Let Hub lets lenders stress test landlord portfolios under the SS13/16 PRA regulations and against lender specific rule parameters. We are delighted to extend our services to clients by working with Kamma. The addition of licencing and HMO data will provide an added layer of checks that lenders can conveniently use.”


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